“We offer great rates and great customer service”

FULL SERVICE INSURANCE AGENCY SERVING OUR COMMUNITY SINCE 1999

Pat Reed Insurance is an independent, locally owned agency operated by Lisa Reed-Jeffrey. The agency offers prompt, professional service for all your auto, home, business, boat, flood and life insurance needs. We deliver personal and qualified service to all our clients and work to find the right insurance to fit your needs. We offer excellent products, competitive pricing and great customer service. Get in touch with one of our experienced, friendly staff today!

Life Insurance Riders 101: Customizing Your Policy to Fit Your Needs

Posted: October 7, 2026

Life insurance policies aren't always one-size-fits-all. Many insurers offer optional add-ons, known as riders, that let policyholders adjust their coverage to better match their personal circumstances. Understanding how riders work can help you have a more informed conversation with a licensed agent about your own policy. What Is a Life Insurance Rider? A rider is an optional provision added to a life insurance policy, usually...

Fire Prevention Week: Home Safety Steps and What Your Homeowners Insurance Covers

Posted: October 2, 2026

Every October, the National Fire Protection Association observes Fire Prevention Week, which falls on October 4-10 in 2026. The observance began over a century ago to mark the anniversary of the Great Chicago Fire, and it remains a helpful reminder to check the basics of home fire safety before colder weather sends more people back to their stoves, fireplaces, and space heaters. Common Causes of...

Do You Need Life Insurance If You Don't Have Kids? Here's What to Consider

Posted: September 22, 2026

A Common Misconception About Life Insurance Many people assume life insurance is only necessary once you have children or a spouse who depends on your income. While protecting a growing family is one common reason people purchase coverage, it isn't the only one, and plenty of people without children still have good reasons to consider a policy. Understanding these reasons can help you make a...

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Our Insurance Services

Pat Reed Insurance specializes in auto, home, business, and life insurance.

Insuring Beckley and all of West Virginia.

“We offer great rates and great customer service”

Specializing In Erie Insurance

Download the ERIE mobile app

Quotes From Multiple Companies

Recent News & Updates

Life Insurance Riders 101: Customizing Your Policy to Fit Your Needs

Fire Prevention Week: Home Safety Steps and What Your Homeowners Insurance Covers

Do You Need Life Insurance If You Don't Have Kids? Here's What to Consider

teenSMART^® safety training that pays off

ERIE's YourTurn^® Program

Our Insurance Services

Pat Reed Insurance specializes in auto, home, business, and life insurance.

Insuring Beckley and all of West Virginia.

“We offer great rates and great customer service”

Specializing In Erie Insurance

Download the ERIE mobile app

Quotes From Multiple Companies

Recent News & Updates

Life Insurance Riders 101: Customizing Your Policy to Fit Your Needs

Fire Prevention Week: Home Safety Steps and What Your Homeowners Insurance Covers

Do You Need Life Insurance If You Don't Have Kids? Here's What to Consider

teenSMART® safety training that pays off

ERIE's YourTurn® Program

teenSMART^® safety training that pays off

ERIE's YourTurn^® Program